OriginaveMonthly returns
Follow a €10,000 investment through the year — your balance at the end of every month, in euros and percent.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
SXRV
Which strategy won in 2026 so far?
Same €10,000 into SXRV, two ways: everything on day one (lump sum), or €833 at the start of every month (dollar-cost averaging).
Lump sum: €10,000 into SXRV on day one
You invest the whole €10,000 at the start of 2026. Follow your balance month after month — the last column shows how many days that month jumped or fell 1% or more. The current month is still running, so it is not shown yet.
| Month | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|
| Jan | €9,971 | −€29 | -0.29% | 8 |
| Feb | €9,727 | −€244 | -2.45% | 8 |
| Mar | €9,338 | −€389 | -4.00% | 5 |
| Apr | €10,718 | +€1,380 | +14.78% | 8 |
| May | €11,986 | +€1,268 | +11.83% | 10 |
| Jun | €12,174 | +€188 | +1.57% | 7 |
| Jul | €11,255 | −€919 | -7.55% | 8 |
| Aug | €11,656 | +€402 | +3.57% | 8 |
Dollar-cost averaging: €833 into SXRV every month
Instead of investing everything at once, you split the same €10,000 into 12 equal parts and invest €833 at the start of every month of 2026.
| Month | Paid in so far | Your balance | Change that month | Change in % | Big days (±1%+) |
|---|---|---|---|---|---|
| Jan | €833 | €831 | −€2 | -0.29% | 8 |
| Feb | €1,667 | €1,623 | −€41 | -2.45% | 8 |
| Mar | €2,500 | €2,359 | −€98 | -4.00% | 5 |
| Apr | €3,333 | €3,664 | +€472 | +14.78% | 8 |
| May | €4,167 | €5,029 | +€532 | +11.83% | 10 |
| Jun | €5,000 | €5,954 | +€92 | +1.57% | 7 |
| Jul | €5,833 | €6,275 | −€512 | -7.55% | 8 |
| Aug | €6,667 | €7,362 | +€254 | +3.57% | 8 |
Wondering when during the year to invest? The seasonality breakdown shows the average return of every calendar month and whether the day of the month you buy on matters.