About Originave

Originave shows what index ETFs actually did: how much they moved each day, what they returned each month and each calendar year, how a lump sum compared with monthly investing, and how popular funds stack up head to head. Every number is computed from daily price history — no forecasts, no ratings, no picks.

The site covers three markets: US-listed ETFs in dollars, European UCITS ETFs through their euro trading lines on Xetra, and UK lines on the London Stock Exchange in pounds. The European and UK sections are the reason the site exists.

Fund fact sheets and most comparison tools quote returns in US dollars, because that is the currency the underlying companies earn in. A European investor never sees that number in their account. They buy SXR8 or VWCE in euros on Xetra, and in a year like 2025 — when the euro rose sharply against the dollar — a world tracker that made about 23% on its fact sheet made roughly 9% in a euro portfolio.

Originave takes the investor's side of that gap. Every euro and pound figure here is the return of the local trading line itself, dividends reinvested, so what you read is what you would have got. The currency-effect page walks through the mechanics year by year.

Originave is an independent side project built and run by one person — a software developer, not a financial company, bank, broker or fund provider. There is no team, no sales department and no adviser behind the numbers. The code that produces every figure is written and maintained by that one person; corrections and fund requests land in one inbox and are usually answered within a few days.

No fund provider, index provider, broker or exchange has any say in what appears here, and none of them has paid to be listed. Funds are added because European, UK and US investors ask about them, not because anyone sponsored them.

The list favours the funds people actually hold and search for: the big S&P 500, MSCI World, FTSE All-World, MSCI ACWI and Nasdaq-100 trackers from iShares, Vanguard, SPDR, Invesco, Amundi and Schwab, plus the main factor and dividend funds. Each European fund is tracked through its euro line on Xetra and each UK fund through its pound line on the London Stock Exchange, because that is the price a local investor pays.

A fund is added only once its price history has been checked against another fund tracking the same index — Yahoo Finance's history for some UCITS lines contains broken early data, and we would rather show fewer years than wrong ones. Want a fund added? Tell us.

Prices are daily adjusted closes from Yahoo Finance, refreshed every morning. Adjusted closes already account for dividends and splits, so all returns are total returns with dividends reinvested. Fund facts such as cost (TER), ISIN and launch date are curated by hand and checked against the issuers' documents. The full recipe for every statistic on the site — daily moves, monthly and yearly returns, the 10,000 examples, lump sum versus DCA, seasonality and the currency gap — is written up on the methodology page, and every data page states the exact date its prices run to.

It is not investment advice, a recommendation, or a prediction. Past returns are history, not a promise, and the site never tells you what to buy. It also does not model your taxes, your broker's fees or bid-ask spreads — those depend on where you live and where you trade. Read the terms of use for the formal version.

Spotted a number that looks wrong? Please write to originave@atomicmail.io with the page and the figure. Genuine errors are fixed in the data or the code, not papered over, and the affected pages regenerate with the next daily refresh.