SPYL vs WEBN: which ETF won each year?
Yearly returns side by side, one winner per year — dividends included, priced as you'd actually buy them.
Every figure here is in euros — what you'd actually pocket buying on Xetra. Fund fact sheets usually headline returns in US dollars, which can look very different: in 2025 a world tracker rose about 23% in dollars but only about 9% in euros, because the euro gained roughly 13% against the dollar. Here's the full story, year by year.
SPYL
WEBN
SPYL tracks the S&P 500 IndexWEBN tracks the Solactive GBS Global Markets Large & Mid Cap Index
What did the last 1 years do to €10,000?
You invest €10,000 at the start of the window and touch nothing — dividends reinvested, the running year not counted. Both funds are measured over the same 1 full years (2025–2025) — the longest stretch both were trading.
SPYL vs WEBN, year by year
Calendar-year total returns (dividends included) side by side, and who took the crown each year. A dash means the fund did not exist yet.
| Year | SPYL | WEBN | Winner |
|---|---|---|---|
| 2026 (so far) | +16.47% | +16.52% | WEBN |
| 2025 | +4.71% | +9.70% | WEBN |
| 2024 | +32.33% | +6.17% | SPYL |
| 2023 | +8.23% | — | — |
SPYL vs WEBN in plain words
SPYL tracks the S&P 500 Index while WEBN follows the Solactive GBS Global Markets Large & Mid Cap Index, so they own different slices of the market and their years can look very different. SPYL charges 0.03% a year in running costs and WEBN charges 0.07% — SPYL is the cheaper fund to hold.
Both are accumulating funds: dividends are reinvested inside the fund and show up as a higher share price, never as a payout. Across the 3 calendar years both funds were trading, SPYL finished the year ahead 1 times and WEBN 2 times. €10,000 invested at the start of 2025 was worth €10,471 in SPYL versus €10,970 in WEBN by the end of 2025, dividends reinvested.
SPYL also trades in USD on the London Stock Exchange, where SPXL is its GBP line, ISIN IE000XZSV718 — this page follows its EUR line on Xetra.
Fund facts: SPYL vs WEBN
| Fact | SPYL | WEBN |
|---|---|---|
| Fund | SPDR S&P 500 UCITS ETF (Acc) | Amundi Prime All Country World UCITS ETF (Acc) |
| Tracks | S&P 500 Index | Solactive GBS Global Markets Large & Mid Cap Index |
| Yearly cost (TER) | 0.03% | 0.07% |
| Dividends | Accumulating — dividends reinvested | Accumulating — dividends reinvested |
| Launched | 31 Oct 2023 | 5 Jun 2024 |
| ISIN | IE000XZSV718 | IE0003XJA0J9 |
| WKN | A3EUC1 | ETF151 |
| €10,000 invested | What €10,000 in SPYL became | What €10,000 in WEBN became |
How bumpy the ride was: SPYL vs WEBN
These head-to-head figures use only the 564 trading days both funds were listed: 15 Jul 2024 to 7 Oct 2026, roughly 2.2 years.
SPYL swung more than WEBN: annualised volatility of 15.5% for SPYL against 14.5% for WEBN, with SPYL moving 1% or more on 20.8% of trading days and WEBN on 20.4%. SPYL's worst day was -5.54% on 3 Apr 2025; WEBN's was -4.84% on 9 Apr 2025.
SPYL had the deeper drawdown: it fell -23.27% from its peak on 19 Feb 2025 to a low on 9 Apr 2025, then closed back above the old peak on 27 Oct 2025, 6 months after the low; WEBN fell -21.22% from its peak on 19 Feb 2025 to a low on 9 Apr 2025, then closed back above the old peak on 19 Sept 2025, 5 months after the low.
Day to day the two usually move together: the correlation of their daily returns is 0.94, and they closed in opposite directions on 9.9% of the 563 days measured. The widest single-day gap came on 13 Mar 2025, when SPYL moved -0.88% and WEBN +0.76%.
| Measure | SPYL | WEBN |
|---|---|---|
| Annualised volatility | 15.5% | 14.5% |
| Worst day | -5.54% on 3 Apr 2025 | -4.84% on 9 Apr 2025 |
| Best day | +4.12% on 6 Nov 2024 | +3.90% on 10 Apr 2025 |
| Days moving 1% or more | 20.8% of days | 20.4% of days |
| Deepest drawdown | -23.27% | -21.22% |
| Peak to trough | 19 Feb 2025 → 9 Apr 2025 | 19 Feb 2025 → 9 Apr 2025 |
| Back above the old peak | 27 Oct 2025 · 6 months | 19 Sept 2025 · 5 months |
Years SPYL and WEBN parted ways
In 1 of the 2 completed calendar years both funds were trading, the two returns ended more than 5 points apart. The widest split was 2024: SPYL returned +32.33% and WEBN +6.17%, a gap of 26.2 points. They rose together in 2 years.
| Year | SPYL | WEBN | Gap (SPYL − WEBN) |
|---|---|---|---|
| 2024 | +32.33% | +6.17% | +26.2 pts |
How often SPYL beat WEBN over any 12 months
Across the 15 rolling 12-month windows since July 2024, measured month-end to month-end, SPYL finished ahead in 6.7% of them (1) and WEBN in 93.3% (14).
€200 a month into each, 2025–2025
Putting €200 into each fund at the start of every month from January 2025 to December 2025 (12 payments, €2,400 in total) would have grown to €2,576 in SPYL and €2,613 in WEBN, leaving WEBN €37 ahead.
| Outcome | SPYL | WEBN |
|---|---|---|
| Paid in | €2,400 | €2,400 |
| Value at the end of 2025 | €2,576 | €2,613 |
| Gain on the money paid in | +€176 | +€213 |
| Gain in % | +7.31% | +8.86% |
Each payment rides the return of the month it lands in, dividends reinvested. Only calendar years with all twelve months of data for both funds count, so the plan may start later than the shared history.
Frequently asked
Is SPYL or WEBN better?
Across the 3 calendar years both funds were trading, SPYL finished the year ahead 1 times and WEBN 2 times. €10,000 invested at the start of 2025 was worth €10,471 in SPYL versus €10,970 in WEBN by the end of 2025, dividends reinvested. Past returns don't promise future ones — but this is what actually happened.
What is the difference between SPYL and WEBN?
SPYL tracks the S&P 500 Index while WEBN follows the Solactive GBS Global Markets Large & Mid Cap Index, so they own different slices of the market and their years can look very different. SPYL charges 0.03% a year in running costs and WEBN charges 0.07% — SPYL is the cheaper fund to hold. Both are accumulating funds: dividends are reinvested inside the fund and show up as a higher share price, never as a payout.
Which is more volatile, SPYL or WEBN?
SPYL swung more than WEBN: annualised volatility of 15.5% for SPYL against 14.5% for WEBN, with SPYL moving 1% or more on 20.8% of trading days and WEBN on 20.4%. SPYL's worst day was -5.54% on 3 Apr 2025; WEBN's was -4.84% on 9 Apr 2025.
Which had the deeper drawdown, SPYL or WEBN?
SPYL had the deeper drawdown: it fell -23.27% from its peak on 19 Feb 2025 to a low on 9 Apr 2025, then closed back above the old peak on 27 Oct 2025, 6 months after the low; WEBN fell -21.22% from its peak on 19 Feb 2025 to a low on 9 Apr 2025, then closed back above the old peak on 19 Sept 2025, 5 months after the low.
How often did SPYL beat WEBN over a 12-month period?
Across the 15 rolling 12-month windows since July 2024, measured month-end to month-end, SPYL finished ahead in 6.7% of them (1) and WEBN in 93.3% (14).
What would €10,000 in SPYL have become?
€10,000 invested in SPYL at the start of 2025 grew to €10,471 by the end of 2025, with dividends reinvested — an average of 4.7% per year.
Related comparisons
More head-to-heads featuring SPYL or WEBN.
Source: Yahoo Finance daily adjusted closes for the EUR trading lines on Xetra, dividends reinvested. Prices through · refreshed 7 Oct 2026, 08:49 UTC. How every number is calculated.