VGT vs URTH: which ETF won each year?
Yearly returns side by side, one winner per year — dividends included, priced as you'd actually buy them.
VGT
URTH
VGT tracks the MSCI US IMI Information Technology 25/50 IndexURTH tracks the MSCI World Index
What did the last 10 years do to $10,000?
You invest $10,000 at the start of the window and touch nothing — dividends reinvested, the running year not counted.
VGT vs URTH, year by year
Calendar-year total returns (dividends included) side by side, and who took the crown each year. A dash means the fund did not exist yet.
| Year | VGT | URTH | Winner |
|---|---|---|---|
| 2026 (so far) | +33.83% | +11.76% | VGT |
| 2025 | +21.77% | +21.36% | VGT |
| 2024 | +29.30% | +18.66% | VGT |
| 2023 | +52.66% | +23.95% | VGT |
| 2022 | -29.70% | -17.97% | URTH |
| 2021 | +30.45% | +22.27% | VGT |
| 2020 | +46.04% | +15.78% | VGT |
| 2019 | +48.62% | +28.15% | VGT |
| 2018 | +2.46% | -8.56% | VGT |
| 2017 | +37.08% | +22.95% | VGT |
| 2016 | +13.77% | +7.31% | VGT |
| 2015 | +5.05% | -0.64% | VGT |
| 2014 | +16.69% | +4.37% | VGT |
| 2013 | +30.97% | +26.66% | VGT |
| 2012 | +13.96% | +14.71% | URTH |
| 2011 | +0.54% | — | — |
| 2010 | +12.78% | — | — |
| 2009 | +61.89% | — | — |
| 2008 | -42.82% | — | — |
| 2007 | +14.78% | — | — |
| 2006 | +8.85% | — | — |
| 2005 | +3.00% | — | — |
| 2004 | -2.86% | — | — |
VGT vs URTH in plain words
VGT tracks the MSCI US IMI Information Technology 25/50 Index while URTH follows the MSCI World Index, so they own different slices of the market and their years can look very different. VGT charges 0.09% a year in running costs and URTH charges 0.24% — VGT is the cheaper fund to hold.
Both funds distribute: dividends land in your account as cash instead of being reinvested automatically. Across the 15 calendar years both funds were trading, VGT finished the year ahead 13 times and URTH 2 times. $10,000 invested at the start of 2016 was worth $76,464 in VGT versus $32,044 in URTH by the end of 2025, dividends reinvested.
Fund facts: VGT vs URTH
| Fact | VGT | URTH |
|---|---|---|
| Fund | Vanguard Information Technology ETF | iShares MSCI World ETF |
| Tracks | MSCI US IMI Information Technology 25/50 Index | MSCI World Index |
| Yearly cost (TER) | 0.09% | 0.24% |
| Dividends | Distributing — dividends paid out | Distributing — dividends paid out |
| Launched | 26 Jan 2004 | 10 Jan 2012 |
| $10,000 invested | What $10,000 in VGT became | What $10,000 in URTH became |
How bumpy the ride was: VGT vs URTH
These head-to-head figures use only the 3,704 trading days both funds were listed: 12 Jan 2012 to 6 Oct 2026, roughly 14.7 years.
VGT swung more than URTH: annualised volatility of 22.4% for VGT against 16.9% for URTH, with VGT moving 1% or more on 36.3% of trading days and URTH on 23.5%. Both had their worst day on 16 Mar 2020: VGT closed -13.49% and URTH -11.38%.
VGT had the deeper drawdown: it fell -35.07% from its peak on 27 Dec 2021 to a low on 14 Oct 2022, then closed back above the old peak on 20 Nov 2023, 13 months after the low; URTH fell -34.01% from its peak on 12 Feb 2020 to a low on 23 Mar 2020, then closed back above the old peak on 24 Aug 2020, 5 months after the low.
Day to day the two usually move together: the correlation of their daily returns is 0.82, and they closed in opposite directions on 18.1% of the 3,703 days measured. The widest single-day gap came on 12 Jun 2013, when VGT moved -0.82% and URTH +4.18%.
| Measure | VGT | URTH |
|---|---|---|
| Annualised volatility | 22.4% | 16.9% |
| Worst day | -13.49% on 16 Mar 2020 | -11.38% on 16 Mar 2020 |
| Best day | +13.48% on 9 Apr 2025 | +9.10% on 24 Mar 2020 |
| Days moving 1% or more | 36.3% of days | 23.5% of days |
| Deepest drawdown | -35.07% | -34.01% |
| Peak to trough | 27 Dec 2021 → 14 Oct 2022 | 12 Feb 2020 → 23 Mar 2020 |
| Back above the old peak | 20 Nov 2023 · 13 months | 24 Aug 2020 · 5 months |
Years VGT and URTH parted ways
In 11 of the 14 completed calendar years both funds were trading, the two returns ended more than 5 points apart. The widest split was 2020: VGT returned +46.04% and URTH +15.78%, a gap of 30.3 points. They rose together in 11 years, fell together in 1 year and went opposite ways in 2 years.
| Year | VGT | URTH | Gap (VGT − URTH) |
|---|---|---|---|
| 2024 | +29.30% | +18.66% | +10.6 pts |
| 2023 | +52.66% | +23.95% | +28.7 pts |
| 2022 | -29.70% | -17.97% | -11.7 pts |
| 2021 | +30.45% | +22.27% | +8.2 pts |
| 2020 | +46.04% | +15.78% | +30.3 pts |
| 2019 | +48.62% | +28.15% | +20.5 pts |
| 2018 | +2.46% | -8.56% | +11.0 pts |
| 2017 | +37.08% | +22.95% | +14.1 pts |
| 2016 | +13.77% | +7.31% | +6.5 pts |
| 2015 | +5.05% | -0.64% | +5.7 pts |
| 2014 | +16.69% | +4.37% | +12.3 pts |
How often VGT beat URTH over any 12 months
Across the 165 rolling 12-month windows since January 2012, measured month-end to month-end, VGT finished ahead in 86.1% of them (142) and URTH in 13.9% (23).
$200 a month into each, 2013–2025
Putting $200 into each fund at the start of every month from January 2013 to December 2025 (156 payments, $31,200 in total) would have grown to $146,022 in VGT and $72,749 in URTH, leaving VGT $73,273 ahead.
| Outcome | VGT | URTH |
|---|---|---|
| Paid in | $31,200 | $31,200 |
| Value at the end of 2025 | $146,022 | $72,749 |
| Gain on the money paid in | +$114,822 | +$41,549 |
| Gain in % | +368.02% | +133.17% |
Each payment rides the return of the month it lands in, dividends reinvested. Only calendar years with all twelve months of data for both funds count, so the plan may start later than the shared history.
Frequently asked
Is VGT or URTH better?
Across the 15 calendar years both funds were trading, VGT finished the year ahead 13 times and URTH 2 times. $10,000 invested at the start of 2016 was worth $76,464 in VGT versus $32,044 in URTH by the end of 2025, dividends reinvested. Past returns don't promise future ones — but this is what actually happened.
What is the difference between VGT and URTH?
VGT tracks the MSCI US IMI Information Technology 25/50 Index while URTH follows the MSCI World Index, so they own different slices of the market and their years can look very different. VGT charges 0.09% a year in running costs and URTH charges 0.24% — VGT is the cheaper fund to hold. Both funds distribute: dividends land in your account as cash instead of being reinvested automatically.
Which is more volatile, VGT or URTH?
VGT swung more than URTH: annualised volatility of 22.4% for VGT against 16.9% for URTH, with VGT moving 1% or more on 36.3% of trading days and URTH on 23.5%. Both had their worst day on 16 Mar 2020: VGT closed -13.49% and URTH -11.38%.
Which had the deeper drawdown, VGT or URTH?
VGT had the deeper drawdown: it fell -35.07% from its peak on 27 Dec 2021 to a low on 14 Oct 2022, then closed back above the old peak on 20 Nov 2023, 13 months after the low; URTH fell -34.01% from its peak on 12 Feb 2020 to a low on 23 Mar 2020, then closed back above the old peak on 24 Aug 2020, 5 months after the low.
How often did VGT beat URTH over a 12-month period?
Across the 165 rolling 12-month windows since January 2012, measured month-end to month-end, VGT finished ahead in 86.1% of them (142) and URTH in 13.9% (23).
What would $10,000 in VGT have become?
$10,000 invested in VGT at the start of 2016 grew to $76,464 by the end of 2025, with dividends reinvested — an average of 22.6% per year.
Source: Yahoo Finance daily adjusted closes for the US primary listings, dividends reinvested. Prices through · refreshed 7 Oct 2026, 08:49 UTC. How every number is calculated.